Last updated: June 03, 2026
These Terms of Use (“Terms”) govern access to and use of the goldenfs.org website (the “Site”) operated by Golden Financial Services, Inc. (“Golden Financial Services,” “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. Nature of the Site
The Site serves as the corporate website for Golden Financial Services, Inc., a digital media and holding company. The Site provides general corporate information about Golden Financial Services, Inc. and its affiliated properties. Golden Financial Services, Inc. does not provide consumer financial services, lending, credit-related services, legal advice, tax advice, or investment advice through this Site or otherwise.
2. No Professional Advice
Information on the Site is provided for general informational purposes only and is not intended as, and should not be relied upon as, legal, tax, financial, investment, or credit advice. Any decision related to personal financial matters should be made in consultation with a qualified licensed professional. No content on the Site creates a professional advisory relationship of any kind between you and Golden Financial Services, Inc.
3. No Consumer Services
Golden Financial Services, Inc. does not negotiate debts, enroll consumers in financial programs, originate or broker loans, operate a call center, or otherwise provide direct services to individual consumers. Any inquiries received through the Site that request such services will not receive a response.
4. Affiliated Properties
The Site references that Golden Financial Services, Inc. operates affiliated properties that publish independent reviews, editorial content, and educational resources. Those affiliated properties are operated under separate websites and are governed by their own terms of use, privacy policies, and editorial standards. These Terms apply only to use of goldenfs.org and do not extend to any affiliated property.
5. Intellectual Property
All content on the Site, including text, graphics, logos, and the Golden Financial Services name and marks, is the property of Golden Financial Services, Inc. or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Site content without prior written permission, except as permitted by fair use under applicable law.
6. Third-Party Links
The Site may contain links to third-party websites, including government resources and external publications. These links are provided for convenience only. Golden Financial Services, Inc. does not control, endorse, or assume responsibility for the content, accuracy, or practices of any third-party website. Access to third-party websites is at your own risk and subject to the terms and policies of those websites.
7. Disclaimer of Warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, completeness, or non-infringement. Golden Financial Services, Inc. does not warrant that the Site will be uninterrupted, secure, error-free, or free of viruses or other harmful components.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Golden Financial Services, Inc., its parent and affiliated entities, and their respective officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your access to or use of the Site, even if advised of the possibility of such damages. In no event shall the aggregate liability of Golden Financial Services, Inc. arising from or related to the Site exceed one hundred U.S. dollars ($100).
9. Indemnification
You agree to indemnify, defend, and hold harmless Golden Financial Services, Inc., its affiliated entities, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site or any violation of these Terms.
10. Governing Law and Venue
These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction and venue of those courts.
11. Changes to These Terms
Golden Financial Services, Inc. reserves the right to modify these Terms at any time. Material changes will be reflected in the “Last updated” date at the top of this page. Continued use of the Site following any modification constitutes acceptance of the updated Terms.
12. Contact
For questions regarding these Terms, contact: info@goldenfs.org
Golden Financial Services, Inc. is the successor entity to Golden Financial Services Debt Settlement Corp. and maintains that identity as a registered trade name.